Answer:
This is called Credit History. Banks use these to decide whether or not they're gonna give you a loan or not. If you've ever made a mistake or was late with a payment, then they reset after a while, depending on the country, but usually around 2 years. Doing things that are good for the bank increase your credit.
Read more on Brainly.com - https://brainly.com/question/3405673#readmore
Explanation:
