Answer:
the extended repayment plan would work best because it lowers monthly payments.
The use of extended repayment plan is one that will allow Luca to make repayment for the federal loan payments under $200 for the first few years.
This repayment plan of loan allows student to repay back their loans over an extended period of time.
This repayment plan gives an option of repayment for up from 10 years up to 25 years.
In general, the extended repayment plan is useful here because it lowers monthly payments.
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