Answer:Only statements I, II, and IV are correct.
Explanation:Poverty is a term used to describe the lack of financial resources and other essential facilities that are needed to ensure a good standard of living. Certain factors predispose people to poverty,this factors include Education,Age,Ethnic group etc.
In the United States of America people with the following traits are more likely to be below the poverty line.
1) Very young or very old populations.
2) Very likely to be a person of a minority ethnic group or "a person of colour", such as African Americans, Hispanics etc.
3) They are more likely to be of low education levels or attainment.