Respuesta :
The correct answer is D. Federal reserve.
The three credit reporting agencies include experian, transunion, and equifax.
It is from credit reports where credit scores are calculated.
Credit scores represents the risk which a lender may take what he is borrowing the money.
Equifax, experian, and transunion are different in that each one of them represents a separate credit bureau with its own way.
The correct option is D.
All of the following make up the big three credit reporting agencies except the Federal Reserve.
Further Explanation:
Credit reporting agencies:
Credit reporting agencies are Equifax, TransUnion, and Experian in the United States of America. A credit reporting agency maintains the information regarding the credit details of the individuals and businesses. This agency collects reports from the lenders and makes a credit report. It is also known as a credit reporting bureau.
Justification for the correct and incorrect option:
A)
equifax: This is an incorrect option.
Equifax is a credit-reporting agency.
B)
transunion: This is an incorrect option.
TransUnion is a credit-reporting agency.
C)
experian: This is an incorrect option.
Experian is a credit-reporting agency.
D)
Federal reserve: This is the correct option.
Federal reserve is not a credit-reporting agency. Federal Reserve is a central bank of the United States of America. It was established on December 23, 1913, with the Federal Reserve Act to minimize the financial crisis.
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Answer Details:
Grade: High School
Chapter: Credit card reporting agencies
Subject: Business Studies
Keywords
:All of the following make up the big three credit reporting agencies except, Equifax, TransUnion, Experian, Federal reserve, central, bank, United States of America.
