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I believe the answer is Future
People who held future orientation toward time will based every single thing that they do on current time for the goals that they hope to achieve in the future.
On average, people who held this type of time orientation tend to be more financially successful compared to others.
W0lf93
safe orientation towards time because ira does not add tax to the amount which is in the account adding up its interests. So, taking up a safer side and adding up money for her retirement seems to be a good plan to enjoy in her old age days.

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