699.70.
But understand that CCs are a DAILY interest charge, not a simple annual interest charge. The interest is compounded daily - you'll pay interest on top of interest which starts at $1.92 for the first day, then it goes up form there. You'll pay $796 over the 1st year of the loan presuming you make no payments and I'm discounting late payment penalties. So, the effective interest rate is about 29%.
[plz don't hate me if I get this wrong]
