Pat has a savings account and a car loan from a not-for-profit financial institution owned by its members. She is probably a member of what type of financial institution?
The fact that Pat has a savings account and a car loan from a not-for-profit financial institution owned by its member , means that Pat is probably a member of the financial institution: Credit Union. This type of financial institution is created and operated by its members (the members are depositors, borrowers, and shareholders.
