What we could do first is for club A we can add up $23 + $18 which = $40. so the cost would for club A would be $40.
Now club B. Club B charges $14 + 19 that would = $33. so monthly it would be $33
But if you were looking how much money you would spend in 1 year you would have to multiply for club A 40 x 12 which is 480$
and the yearly cost for club B you would have to multiply 33$ times 12 which is $369 per year
