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The main difference between owner-occupied housing and cooperative housing is regarding its ownership. In Owner-occupied housing, the owner of the property is the one living in the property while in cooperative housing the owner of the property is the cooperative or a corporation.

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Answer:

 Cooperative housing:

The cooperative housing is refers ownership of the property and the home. The main difference between the cooperative housing and the owner occupied housing is the term which refers to the ownership.

The cooperative housing is the basically split in the form of cost that shared the amenities of the housing.  

Owner-occupied housing:

The owner occupied housing is the refers to the property of the owner, that the person living in the property or house as the owner. The owner occupied housing has its own property and any type of product.

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