CSNY is the following is not a federal law affecting health insurance , health benefits plans or hmos .
A corporation and a customer enter into a contract for health insurance. In exchange for the payment of a monthly premium, the corporation offers to cover all or part of the insured person's medical expenses. In exchange for a monthly premium payment, health insurance covers the majority of the insured person's medical, surgical, and preventative care costs.
In general, the insured has lesser out-of-pocket expenses the larger the monthly payment is.
There are deductibles and co-pays in almost all insurance plans, but these out-of-pocket costs are now limited by federal law.
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