Limited service, such as Target and Kohl's, provide merchandise return and offer credit, but customers select merchandise without much assistance.
Merchandise credit is the money that you can only use to buy merchandise from the credit issuer. Merchants commonly use this when customers return a merchandise which was previously sold to them. These credits basically ensure that the financials of the company remain absolutely unaffected.
Other than Target and Kohl, even small electronic stores can be said to be limited service outlets. In these outlets retail executive pays direct attention to the customer and clears all their doubts as well.
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