P = 11/40 + 1/4 - 1/20
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Explanation:
The formula we use is
P(A or B) = P(A) + P(B) - P(A and B)
In this case,
So,
P(A or B) = P(A) + P(B) - P(A and B)
P(A or B) = 11/40 + 1/4 - 1/20
which is why choice C is the answer
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Note: P(A and B) = 1/20 which is nonzero, so events A and B are not mutually exclusive.