Answer:
1. Applying for loan.
2. Spyware.
3. True.
4. True.
Explanation:
1. An example of a service which is not provided by banks as an online service is paying in cheques. Any customer who wish to pay in a cheque would have to go to the bank. Other online services provided by banks include applying for loans, viewing an account balance, and transferring money.
2. Spyware: it can be defined as a malicious software application or program that covertly obtains or gather informations from a user's digital device activities such as username, password, email, credit card data, website history, and transmits (reports) it to another user.
3. True. A blind carbon copy (BCC) is used to conceal or hide the identity of the user (recipient) from other recipients when sending an electronic mail (e-mail).
4. True. Authentication can be defined as the process of verifying the identity of an individual or electronic device. Authentication work based on the principle (framework) of matching an incoming request from a user or electronic device to a set of uniquely defined credentials.
Basically, authentication ensures a user is truly who he or she claims to be, as well as confirm that an electronic device is valid through the process of verification.
Hence, passwords, pin, biometrics are used online to authenticate a user.
