I don’t know if this helps or not but here is what I found: All lenders have their own criteria, but here are seven commonly considered factors that can play a role in a credit decision. Proof of income. It's not enough to simply state your income. ... Investment statements. ... Employment history. ... Housing history. ... Debt-to-income ratio. ... Recent payment history. ... Social media. Sorry if that didn’t help I’m still new to answering questions on Brainly
