If you want to see an orthopedic specialist but first have to check with your primary care physician, the you probably belong to a HMO managed care plan.
What do you mean by orthopedic?
- "Relating to the branch of medicine dealing with the correction of deformities of bones or muscles."
What is primary care physician?
- "They provides general medical care and is responsible for overall care."
What is a managed care plan?
- It is a type of healthcare insurance.
This includes-
- HMO (Health Maintenance Organization)- lowest cost, least flexible i.e. it is limited to physician of your local area.
- PPO (preferred provider organization)- more flexible (over other state's physician) and most expensive.
- EPO (exclusive provider organization)- more flexible and expensive than HMO.
Hence, the correct option is a. HMO.
To know more about healthcare insurance here
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