you have recently taken a loan out in the amount of $210,000 for a new home. you place 10% down and finance the remaining balance. as part of the closing cost, you are required to pay 4 points. determine the amount of the loan prior to the addition of 4 points to the loan. round your answer to the nearest cent. a. $201,923.08 c. $207,980.77 b. $203,942.31 d. $205,961.54