Answer:
It manages assests to protect you from the risk of losing money
The purpose of the insurance is to option b. transfer the risk.
Insurance refers to the protection that arise from the financial loss. It is the risk management form where the risk should be transferred for the uncertain loss. The entity that gives the insurance is called as the insurer. So here the motive can't be wealth building, nor managing the assets, and neither the building the relationship.
Therefore, the option b is correct.
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