Kelly noticed her debit card was not in her wallet where she usually keeps it. She quickly checked her car and her desk, but was unable to locate it. What is the FIRST thing Kelly should do to help reduce the risk of fraudulent charges in case it was stolen?
A) She should go online and check her bank account activity.
B) She should go withdrawal all of her funds from her account.
C) She should cancel any checks she has written the past week.
D) She should call her bank to report her card as lost or stolen.