Answer:
Protection and Indemnity.
Explanation:
Passengers on a cruise ship contracted a serious illness due to the ship’s cleanliness and they are now presenting claims for medicals and damages. This type of claim would be covered by the ship’s Protection and Indemnity coverage.
Protection and Indemnity insurance covers liabilities such as injuries to passengers, members of the crew, persons on other ships, and for damage to cargo, docks and other property. It also cover environmental risk caused by oil spil or other polution forms.