Answer: 38.19
Step-by-step explanation: Well I like to find 1% first, so I would do 1,200/100. This equals 10.91.
But now seeing as we want 3.5%, we would multiply 10.91 by 3.5. This would give us 38.19 (or 38.18 if you don't round up)
hope this helps and i hope i understood your question correctly