To be classified as an adequately capitalized bank, the bank must have a leverage ratio of at least 4 %, Tier I capital to risk-adjusted asset ratio of at least 4 % and a total risk-based capital ratio of at least 8 %, and does not meet the definition of a well-capitalized bank.
Explanation:
In US a bank is considered well capitalized - if it has a a leverage ratio of 5.0 percent; a tier I risk-based capital ratio of 6.0 percent; and a total risk-based capital ratio of at least 10.0 percent
To be classified as an adequately capitalized bank, the bank must have a leverage ratio of at least 4 %.
Tier I capital to risk-adjusted asset ratio of at least 4 %
a total risk-based capital ratio of at least 8 %, and does not meet the definition of a well-capitalized bank.