Celia writes a check payable to Michelle. Michelle indorses the check "Pay to Barbara, provided that she completes the remainder of her book manuscript." Michelle has created ______. Indorsements to pay only a named payee do not destroy the negotiability of the paper to the holder so long as the holder gives_______. A person taking an instrument for value can ______ the indorsement conditioning the right to receive payment. In other words, conditional instruments do not prevent further negotiation. The indorsements "for deposit only" and "for collection only" have the effect of locking the instrument into the bank _____ process.