Determine the type of reasoning: inductive or deductive

Maribeth always makes her car payments on time, so she is confident that her credit score will be good when she checks it.

We have to pick one, but I can see it both ways.

Inductive is based on specific examples, and the specific example here is that she always makes her car payments on time, so obviously she knows that her credit score will be good.

Deductive is based on known rules or principles, and it is a known fact that if you make your payments on time, your credit score will be good.

So.....I don't know which this is, inductive or deductive!!!

Thank you