1. Accounts in non-depository institutions are almost always insured by the government. [x]True False 2. All financial institutions are equally safe and beneficial to use. True [x]False 3. Financial experts recommend that you compare at least several different financial institutions in your area and find the one that best meets your needs. [x]True False 4.Personal financial planning is the process of creating and achieving financial goals. [x]True False 5. Shared decision-making is always a positive strategy to take. True [x]False