Do you think that eliminating or limiting the amount of deposit insurance would be a good idea? Explain your answer. A. It is a good idea. Eliminating or limiting the amount of deposit insurance would help increase the moral hazard of excessive risk taking on the part of banks. Moreover, it would make bank failures and panics less likely. B. It is not a good idea. Eliminating or limiting the amount of deposit insurance would help increase the moral hazard of excessive risk taking on the part of banks. It would, however, make bank failures and panics more likely. C. It is a good idea. Eliminating or limiting the amount of deposit insurance would help reduce the moral hazard of excessive risk taking on the part of banks. Moreover, it would make bank failures and panics less likely. D. It is not a good idea. Eliminating or limiting the amount of deposit insurance would help reduce the moral hazard of excessive risk taking on the part of banks. It would, however, make bank failures and panics more likely.