Answer:
An aspiration referral group
Explanation:
As he cannot join the group today, due to shortage of funds, he will join the group later, and accordingly, he expects it to be his aspiration to join the group.
That means it is his wish to join the group, this reflects clearly that the group is an aspirational referral group.
As all the partner's of his business are also members of the group he shall be expecting them to put a referral.
Therefore, the group will be considered as the aspiration referral group.
