If you need to set up direct deposit, which information from your check would you likely need?

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12-05-2016
Computers and Technology

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If you need to set up direct deposit, which information from your check would you likely need?

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Diatonic254 Diatonic254 · Answer 1 · 2018-06-11T14:45:02+02:00

This question has multiple choices to choose from;
a. Check Number
b. Memo line
c. Numerical amount
d. Routing Number.

The answer is (D) Routing Number.

Only the routing number in the choices above will provide the information needed. A routing number is a 9 digit code that is based on the U.S.A bank location where your account was initially opened. It identifies the location your account was opened. Often, you will be asked for your routing number or the RTN, as is commonly known, when making payments by phone or online. Bank’s routing numbers are sensitive information and should be kept in secrecy.
Other details that you will be required to provide are bank account number, type of account, bank address, name of account holders listed on the account, and other required information.

soneyedesola44 soneyedesola44 · Answer 2 · 2020-01-27T15:51:10+01:00

The information you will need from your check if you need to set up a direct deposit is the routing number.

The routing number identifies the location where you opened your account. It is a nine digits number and can be found at the bottom left corner on a check. All banks have their unique routing number and it is treated as an address that is linked with your bank.

Further Explanation

The routing number is also known as an ABA number and it is used for electronic transactions such as digital checks, direct deposit, fund transfer, etc.

The routing number is always present on all checks and located at the bottom of the left-hand corner on a personal check. The routing can be located anywhere on a check that is generated via a computer.

The routing number was created in 1910 by the American bankers’ association (ABA). The main reason why the routing number was created is to attach a unique number to banks that issue payment to reduce confusion during the processing of paper checks

Most times, this number is required when making a payment online or through the phone.

Therefore, the information you will need from your check if you need to set up a direct deposit is the routing number.

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KEYWORDS:

routing number
ABA number
checks
banks
online payment