Respuesta :
B. collected from borrowers
hope this helps
just took the unit test on edge.
Banks make a profit from interest collected from borrowers.
How do banks make a profit?
Service fees and other fees are how banks make money. Depending on the product, these costs may include account fees (such as monthly maintenance fees, minimum balance fees, overdraft fees, and non-sufficient funds (NSF) charges), safe deposit box fees, and late fees. Banks also profit from interest earned on the loans they make to other customers. They use consumer deposits as collateral for loans. The interest rate that the bank pays on the money they borrow, however, is lower than the interest rate that they charge on the money they lend. For instance, a bank might provide yearly interest rates on savings accounts of 0.25 percent, whereas annual interest rates on mortgages might be 4.75 percent.
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