contestada

Which of the following is TRUE regarding a life and health agent who has not been specifically appointed by the insurer?
1) The agent can still transact insurance business on behalf of the insurer.
2) The agent cannot transact insurance business on behalf of the insurer.
3) The agent can only transact insurance business with the approval of the insurer.
4) The agent can only transact insurance business with the approval of the insured.