Ray Wilkins bought a car at Peterson Auto Sales on credit in 2015. He made half of the payments before he decided to sell the car. He sold the car in 2016 to Darla Cunningham on condition that she makes the rest of the payments to Peterson.
Hal Peterson, owner of Peterson Auto Sales, dissolved the business and sold its assets to Epic Auto Sales in 2017. Epic did not notify Cunningham of the change in ownership until 2019. Through 2018, Cunningham had been making payments to Peterson. In 2020, Cunningham became delinquent on her payments.
What is the difference between a creditor beneficiary and a donee beneficiary?