John Doe is a commercial property underwriter for XYZ Insurance Company. He receives an application to write insurance for a large bowling alley. Which of the following is not a logical option for John
a. He accepts the risk after a review of all the necessary reports shows that this business is well run and has an excellent loss history.
b. He agrees to accept the risk, after reviewing all the necessary reports, if the business installs a state-of-the-art burglar alarm due to a theft loss last year.
c. He automatically accepts the risk because the agent who submits it bowls in a league at this alley and knows the risk well.
d. He rejects the risk since it has experienced three fire losses in the past year.