Why does the existence of deposit insurance increase the likelihood that depositors will need deposit​ protection?A. With increased deposit​ protection, depositors are likely to withdraw large amounts of funds from their accountsB. Insured banks tend to pursue greater risks than they otherwise wouldC. Insured banks tend to regard deposits as an unattractive source of funds due to depositor demands for safetyD. Insured banks tend to be too​ conservative, reducing the profitability of the bank