assume the following information for a client: personal property $89,000 credit card balance $42,000 mortgage loan balance $380,000 checking account $14,000 residence $480,000 taxes $38,000 life insurance cash value $24,000 salary $175,000 growth stock fund $112,000 automobiles $79,000 auto loan balance $29,000 auto payments $18,000 what is the client's net worth?