The adjusted expense method is used to estimate A. pretax retirement income needs in future dollars by adjusting current expenses for changes expected in retirement. B. after-tax retirement income needs in current dollars by multiplying current expenses by a factor of 70 to 80 percent. C. after-tax retirement income needs in current dollars by adjusting current expenses for changes expected in retirement. D. after-tax retirement income needs in future dollars by adjusting current expenses for changes expected in retirement.