Araceli earns $85,000 per year. Now that she has paid off her credit card debt, she is ready to buy a house. Araceli has a $200 car payment, no student loans, $300 in car insurance every 6 months and she estimates that her monthly utility bills will be $250 in her new house. If her bank requires no more than a 36% debt to income ratio, what would her maximum monthly mortgage payment be?